Wow that's just a list of torture there, heheh! I definitely agree with number 2, but number 1 is more of a motivation for me because by comparing myself to them, I realize that I must get better as an artist so I can be better than them!
The money thing definitely keeps me in a "regular" job. After so many rejection letters, I just kinda slacked off after college. Now I'm just too afraid of sucking. Stupid, I know; Which makes it even more depressing that I let myself get this bad.